Privacy notice

Updated October 8, 2026. This notice describes the current web preview; it must be reviewed when the publisher, hosting, authentication or store release changes.

Data stored

The app stores balances, Bill/Debt names and APRs, contributions, snapshot history, notes, milestones, currency and timezone settings. Wix-managed Google, Facebook, or email/password sign-in supplies the customer identity used for access control. Passwords are handled by Wix or your chosen provider, not stored in this tracker. Records are stored with the site's Cloudflare-backed database. Hosting and authentication providers also process connection, session and operational data under their own policies.

Access and use

Saved trackers are separated by the verified signed-in user identity. Saved tracker data is accessible only to its authenticated customer. The blank starting template contains no imported personal balances or history.

Data is used to save your tracker and calculate its reports. This app includes no advertising or analytics SDK. Financial details should not be included in error reports. Downloaded backups contain sensitive data and are your responsibility to protect.

Subscription payments

Subscription checkout takes place on Wix. Wix and its payment providers process the identity, contact and payment details you enter there. The dashboard stores a Wix customer sign-in session in a secure, HTTP-only cookie to keep the checkout session consistent. Card details are not sent to or stored in the tracker database. Returning from checkout alone is not treated as proof of payment.

Bill reminders

Background reminders are optional and enabled separately on each device. When enabled, the app stores that device’s push-service endpoint, encryption keys and delivery history, linked to your signed-in account. Hourly checks use saved due dates and send encrypted notifications containing the saved Bill/Debt name and amount due through your browser’s push provider (such as Apple, Google, Mozilla or Microsoft). Total balances are not included in push messages. Disable background reminders on a device to remove its subscription, or delete app data to clear all subscriptions for your account. Permission, connectivity and device settings can affect delivery.

Support messages

If you use support chat, the app stores the messages you send, support replies, your account name, verified sign-in email, message times, last active time and read status. The publisher can read and reply from their private support inbox. New messages may be copied to the publisher’s email for alerts. Unread support replies may be emailed to your verified sign-in address when you are away from the site, using hourly delivery checks. Your tracker balances and history are not attached automatically. Do not send passwords or account numbers. Delete app data clears this app’s active support conversation; copies already delivered by email and provider backups may remain under their retention policies.

Retention and deletion

Records remain until replaced or cleared. Settings & data provides full backup, restore and Delete app data. The separate export and deletion page remains available after a trial or subscription ends. Deletion clears the active tracker record, not your sign-in provider account. Hosting logs and platform backups may remain under provider retention policies; this preview does not promise an immediate purge from those systems.

Requests and support

Use the data deletion page or Help & support. A public publisher support address and verified retention schedule must be configured before a commercial launch.

Display conversion

Currency summaries use the latest available daily ECB reference rates via Frankfurter. They are estimates, not live trading quotes or your bank’s conversion prices. No balances or identity are sent to the exchange-rate provider. Saved amounts, editable fields and CSV exports stay in the record currency. Charts convert saved results at the current reference rate; they are not historical foreign-currency returns.

Subscription management

Secure billing sign-in uses an account-specific HttpOnly cookie for Wix member session refresh and a short-lived cookie for OAuth verification. We verify that the Wix member ID and billing email match your signed-in account, and retrieve only your own subscription orders to verify trial or paid access and manage renewal. Trial and subscription checks do not send tracker balances to Wix. Billing sign-in and cancellation do not send your tracker balances or saved financial records to Wix.